Hi all. It certainly has been a while since I’ve last posted. That’s because in many ways the 4HWW concept has been shot given the urgency of making ends meet and scrambling to get whatever dollars are left to spend. One of the most important things for a small business is cash flow. If you can manage your cash flow effectively, you can weather any economic condition. However, if you are spending faster (and/or more) than you are collecting, you can be in a world of pain.