A while back I posted about business banking accounts, and asked the community what their thoughts were on the best ones for FHWW’ers. I never really did get a good response, but the post is out there, so I encourage people to respond with their thoughts! In the meantime, I ended up going with Provident Bank, which offered a $122 bonus for signing up, free business checking accounts with no minimums, a remote deposit system, and an adequate (but not the best) online banking system.
This is a very funky economic environment and everyone’s tightening their belts. If you have a 4HWW muse, then I hope it’s already providing returns. If you have ditched your job and are in the midst of making 4HWW progress, but haven’t gotten there yet, this is bound to be a tough time.
Personal Loans from ThinkCash
Here’s a resource that might help: ThinkCash. ThinkCash is a short term, personal loan company which lends amounts from $250 to $2,500 for emergency times like when the bills have to be paid or to avoid a bounced check. ThinkCash is different than a Payday Loan or Cash Advance Company in a number of different ways:
- ThinkCash rates are typically 25 – 75% lower than payday loans.
- Unlike Payday loans, ThinkCash loans loans can be paid in several installments – or pay off completely at any time – with no penalties.
- At ThinkCash, the application can be filled out online and the money wired by the next business day.
While this solution might not be for everyone, in an environment where credit is getting harder to come by, you need as many tools in your belt (yes, the one that you’re tightening). This provides another option for you. If you’ve had any experience with ThinkCash or have experiences to share with this or other offerings, let me know!